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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,531 | $169,336-76.1% | $129,384-68.7% | $145,884-72.2% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 20.73% | 14408.70%-14388.0pp | 9461.77%-9441.0pp | 551.85%-531.1pp |
| Employer contribution / active EE | $3,783 | $5,540-31.7% | $4,153-8.9% | $4,662-18.9% |
| Participant deferral / active EE | $9,921 | $4,985+99.0% | $4,166+138.2% | $6,690+48.3% |
| Admin fee / account holder | $2,013 | $9,912-79.7% | $7,686-73.8% | $13,392-85.0% |