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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,943 | $29,319+5.5% | $52,425-41.0% | $82,448-62.5% |
| Participation rate | 46.7% | 46.9%-0.2pp | 55.6%-9.0pp | 68.1%-21.4pp |
| Annual return | 19.13% | 535.20%-516.1pp | 302.12%-283.0pp | 41.64%-22.5pp |
| Employer contribution / active EE | $806 | $586+37.4% | $914-11.9% | $2,551-68.4% |
| Participant deferral / active EE | $2,362 | $1,171+101.7% | $1,790+31.9% | $4,139-42.9% |
| Admin fee / account holder | $2,385 | $1,962+21.6% | $2,495-4.4% | $7,234-67.0% |