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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,054 | $29,051+289.2% | $52,425+115.7% | $67,986+66.3% |
| Participation rate | 15.7% | 30.4%-14.7pp | 55.6%-39.9pp | 57.2%-41.5pp |
| Annual return | 18.71% | 24.00%-5.3pp | 302.12%-283.4pp | 31.67%-13.0pp |
| Employer contribution / active EE | $779 | $412+89.1% | $914-14.8% | $2,019-61.4% |
| Participant deferral / active EE | $1,528 | $873+75.0% | $1,790-14.7% | $3,358-54.5% |
| Admin fee / account holder | $2,857 | $2,113+35.2% | $2,495+14.5% | $3,203-10.8% |