See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 5-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399 | Recordkeeping | $105,534 |
IMA WEALTH INC1 year Filed as: IMA ADVISORY SERVICES INC Service code 27 · EIN 48-1233289 | Advisory (Plan) | $70,659 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,263 | $52,224-9.5% | $88,946-46.9% | $102,872-54.1% |
| Participation rate | 24.7% | 40.8%-16.0pp | 68.8%-44.1pp | 73.0%-48.3pp |
| Annual return | 24.81% | 16.96%+7.8pp | 57.82%-33.0pp | 19.06%+5.7pp |
| Employer contribution / active EE | $394 | $1,241-68.2% | $2,555-84.6% | $3,526-88.8% |
| Participant deferral / active EE | $1,306 | $2,611-50.0% | $4,581-71.5% | $5,535-76.4% |
| Admin fee / account holder | $494 | $1,723-71.4% | $8,261-94.0% | $292+68.9% |