See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 5-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399 | Recordkeeping | $105,534 |
IMA WEALTH INC1 year Filed as: IMA ADVISORY SERVICES INC Service code 27 · EIN 48-1233289 | Advisory (Plan) | $70,659 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,263 | $53,236-11.2% | $86,233-45.2% | $103,975-54.5% |
| Participation rate | 24.7% | 34.4%-9.7pp | 69.0%-44.3pp | 72.5%-47.8pp |
| Annual return | 24.81% | 16.04%+8.8pp | 61.39%-36.6pp | 19.41%+5.4pp |
| Employer contribution / active EE | $394 | $1,362-71.1% | $2,504-84.3% | $3,722-89.4% |
| Participant deferral / active EE | $1,306 | $2,309-43.4% | $4,559-71.4% | $5,343-75.6% |
| Admin fee / account holder | $494 | $2,172-77.3% | $8,342-94.1% | $332+48.5% |