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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,383 | $76,407-86.4% | $150,298-93.1% | $82,448-87.4% |
| Participation rate | 90.8% | 66.4%+24.4pp | 77.8%+13.0pp | 68.1%+22.7pp |
| Annual return | 19.85% | 39.99%-20.1pp | 62.79%-42.9pp | 41.64%-21.8pp |
| Employer contribution / active EE | $1,240 | $2,614-52.6% | $4,154-70.2% | $2,551-51.4% |
| Participant deferral / active EE | $2,539 | $3,214-21.0% | $5,453-53.4% | $4,139-38.7% |
| Admin fee / account holder | $899 | $6,352-85.8% | $14,116-93.6% | $7,234-87.6% |