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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,022 | $106,749-75.6% | $145,433-82.1% | $82,448-68.4% |
| Participation rate | 92.9% | 75.6%+17.2pp | 82.1%+10.7pp | 68.1%+24.8pp |
| Annual return | 28.50% | 27.59%+0.9pp | 66.58%-38.1pp | 41.64%-13.1pp |
| Employer contribution / active EE | $6,754 | $3,444+96.1% | $4,554+48.3% | $2,551+164.8% |
| Participant deferral / active EE | $8,202 | $6,519+25.8% | $7,897+3.9% | $4,139+98.2% |
| Admin fee / account holder | $10,008 | $8,390+19.3% | $13,129-23.8% | $7,234+38.3% |