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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,749 | $178,174-41.8% | $156,181-33.6% | $137,256-24.4% |
| Participation rate | 42.9% | 82.0%-39.2pp | 78.8%-36.0pp | 80.0%-37.1pp |
| Annual return | 22.72% | 84.19%-61.5pp | 64.87%-42.2pp | 220.34%-197.6pp |
| Employer contribution / active EE | $1,481 | $4,972-70.2% | $4,294-65.5% | $4,156-64.4% |
| Participant deferral / active EE | $7,029 | $6,888+2.0% | $6,132+14.6% | $6,407+9.7% |
| Admin fee / account holder | $20 | $17,404-99.9% | $14,586-99.9% | $12,270-99.8% |