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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,114 | $90,691-71.2% | $76,119-65.7% | $145,884-82.1% |
| Participation rate | 75.0% | 74.5%+0.5pp | 69.1%+5.9pp | 80.3%-5.3pp |
| Annual return | 14.99% | 624.52%-609.5pp | 361.25%-346.3pp | 551.85%-536.9pp |
| Employer contribution / active EE | $2,452 | $3,329-26.4% | $2,693-9.0% | $4,662-47.4% |
| Participant deferral / active EE | $6,824 | $5,167+32.1% | $4,259+60.2% | $6,690+2.0% |
| Admin fee / account holder | $3,762 | $8,383-55.1% | $6,421-41.4% | $13,392-71.9% |