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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,112 | $44,984-37.5% | $85,009-66.9% | $74,546-62.3% |
| Participation rate | 26.9% | 49.4%-22.5pp | 67.5%-40.6pp | 67.2%-40.3pp |
| Annual return | 16.82% | 26.25%-9.4pp | 66.47%-49.7pp | 1366.03%-1349.2pp |
| Employer contribution / active EE | $1,083 | $1,458-25.7% | $2,728-60.3% | $2,624-58.7% |
| Participant deferral / active EE | $1,940 | $2,733-29.0% | $4,522-57.1% | $4,347-55.4% |
| Admin fee / account holder | $2,981 | $2,208+35.0% | $6,153-51.5% | $1,944+53.4% |