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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,875 | $160,040-58.2% | $147,096-54.5% | $145,877-54.2% |
| Participation rate | 33.3% | 84.0%-50.7pp | 82.2%-48.8pp | 80.3%-47.0pp |
| Annual return | 14.83% | 98.49%-83.7pp | 419.75%-404.9pp | 551.28%-536.5pp |
| Employer contribution / active EE | $1,161 | $5,289-78.1% | $4,936-76.5% | $4,663-75.1% |
| Participant deferral / active EE | $4,823 | $8,429-42.8% | $8,071-40.2% | $6,691-27.9% |
| Admin fee / account holder | $4,302 | $15,050-71.4% | $13,005-66.9% | $13,402-67.9% |