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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,875 | $160,070-58.2% | $147,117-54.5% | $145,897-54.2% |
| Participation rate | 33.3% | 84.0%-50.7pp | 82.2%-48.9pp | 80.3%-47.0pp |
| Annual return | 14.83% | 98.69%-83.9pp | 420.54%-405.7pp | 552.29%-537.5pp |
| Employer contribution / active EE | $1,161 | $5,285-78.0% | $4,932-76.5% | $4,663-75.1% |
| Participant deferral / active EE | $4,823 | $8,419-42.7% | $8,065-40.2% | $6,689-27.9% |
| Admin fee / account holder | $4,302 | $15,035-71.4% | $12,993-66.9% | $13,390-67.9% |