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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,068 | $174,379-61.0% | $152,093-55.2% | $138,895-51.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 20.92% | 74.86%-53.9pp | 66.36%-45.4pp | 145.39%-124.5pp |
| Employer contribution / active EE | $6,523 | $4,652+40.2% | $4,175+56.3% | $4,194+55.5% |
| Participant deferral / active EE | $7,983 | $6,159+29.6% | $5,451+46.4% | $6,396+24.8% |
| Admin fee / account holder | $13,205 | $16,880-21.8% | $14,497-8.9% | $12,562+5.1% |