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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,133 | $227,291-94.7% | $214,702-94.3% | $155,188-92.2% |
| Participation rate | 75.0% | 88.0%-13.0pp | 87.5%-12.5pp | 80.8%-5.8pp |
| Annual return | 34.16% | 60.08%-25.9pp | 54.55%-20.4pp | 148.84%-114.7pp |
| Employer contribution / active EE | $1,519 | $6,772-77.6% | $6,461-76.5% | $4,248-64.2% |
| Participant deferral / active EE | $6,364 | $9,582-33.6% | $9,147-30.4% | $6,531-2.6% |
| Admin fee / account holder | $935 | $20,413-95.4% | $19,830-95.3% | $14,480-93.5% |