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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,133 | $212,386-94.3% | $199,883-93.9% | $138,895-91.3% |
| Participation rate | 75.0% | 87.4%-12.4pp | 86.8%-11.8pp | 79.9%-4.9pp |
| Annual return | 34.16% | 47.75%-13.6pp | 43.81%-9.6pp | 145.39%-111.2pp |
| Employer contribution / active EE | $1,519 | $6,625-77.1% | $6,261-75.7% | $4,194-63.8% |
| Participant deferral / active EE | $6,364 | $9,617-33.8% | $9,138-30.4% | $6,396-0.5% |
| Admin fee / account holder | $935 | $18,233-94.9% | $17,268-94.6% | $12,562-92.6% |