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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,780 | $172,111-61.8% | $150,298-56.2% | $137,256-52.1% |
| Participation rate | 91.7% | 81.7%+10.0pp | 77.8%+13.9pp | 80.0%+11.7pp |
| Annual return | 19.54% | 69.37%-49.8pp | 62.79%-43.2pp | 220.34%-200.8pp |
| Employer contribution / active EE | $10,186 | $4,636+119.7% | $4,154+145.2% | $4,156+145.1% |
| Participant deferral / active EE | $6,241 | $6,166+1.2% | $5,453+14.5% | $6,407-2.6% |
| Admin fee / account holder | $2,827 | $16,471-82.8% | $14,116-80.0% | $12,270-77.0% |