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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,780 | $174,379-62.3% | $152,093-56.8% | $138,895-52.6% |
| Participation rate | 91.7% | 81.6%+10.0pp | 77.8%+13.9pp | 79.9%+11.7pp |
| Annual return | 19.54% | 74.86%-55.3pp | 66.36%-46.8pp | 145.39%-125.9pp |
| Employer contribution / active EE | $10,186 | $4,652+119.0% | $4,175+144.0% | $4,194+142.9% |
| Participant deferral / active EE | $6,241 | $6,159+1.3% | $5,451+14.5% | $6,396-2.4% |
| Admin fee / account holder | $2,827 | $16,880-83.3% | $14,497-80.5% | $12,562-77.5% |