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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,116 | $183,516-67.2% | $155,534-61.3% | $145,884-58.8% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 14.48% | 61.43%-46.9pp | 64.92%-50.4pp | 551.85%-537.4pp |
| Employer contribution / active EE | $12,144 | $5,315+128.5% | $4,675+159.8% | $4,662+160.5% |
| Participant deferral / active EE | $7,471 | $6,467+15.5% | $5,630+32.7% | $6,690+11.7% |
| Admin fee / account holder | $962 | $19,293-95.0% | $15,900-93.9% | $13,392-92.8% |