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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,265 | $67,823+46.4% | $52,425+89.3% | $137,256-27.7% |
| Participation rate | 30.0% | 63.9%-33.9pp | 55.6%-25.6pp | 80.0%-50.0pp |
| Annual return | 10.77% | 219.11%-208.3pp | 302.12%-291.4pp | 220.34%-209.6pp |
| Employer contribution / active EE | $145 | $1,163-87.5% | $914-84.1% | $4,156-96.5% |
| Participant deferral / active EE | $363 | $2,288-84.1% | $1,790-79.7% | $6,407-94.3% |
| Admin fee / account holder | $57 | $2,844-98.0% | $2,495-97.7% | $12,270-99.5% |