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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,285 | $125,190-74.2% | $105,624-69.4% | $145,897-77.9% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 124.74% | 225.22%-100.5pp | 116.20%+8.5pp | 552.29%-427.5pp |
| Employer contribution / active EE | $4,299 | $3,720+15.6% | $3,168+35.7% | $4,663-7.8% |
| Participant deferral / active EE | $10,166 | $5,716+77.9% | $5,013+102.8% | $6,689+52.0% |
| Admin fee / account holder | $6,747 | $17,138-60.6% | $10,961-38.4% | $13,390-49.6% |