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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,241 | $57,590-73.5% | $86,233-82.3% | $82,448-81.5% |
| Participation rate | 62.0% | 57.9%+4.1pp | 69.0%-7.0pp | 68.1%-6.1pp |
| Annual return | 21.17% | 22.41%-1.2pp | 61.39%-40.2pp | 41.64%-20.5pp |
| Employer contribution / active EE | $2,209 | $1,655+33.5% | $2,504-11.8% | $2,551-13.4% |
| Participant deferral / active EE | $3,357 | $3,080+9.0% | $4,559-26.4% | $4,139-18.9% |
| Admin fee / account holder | $3,002 | $4,730-36.5% | $8,342-64.0% | $7,234-58.5% |