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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,603 | $142,972-92.6% | $214,702-95.1% | $86,983-87.8% |
| Participation rate | 92.9% | 84.9%+8.0pp | 87.5%+5.4pp | 69.5%+23.3pp |
| Annual return | 26.08% | 18.49%+7.6pp | 54.55%-28.5pp | 25.83%+0.2pp |
| Employer contribution / active EE | $2,071 | $4,635-55.3% | $6,461-67.9% | $2,584-19.9% |
| Participant deferral / active EE | $3,129 | $6,568-52.4% | $9,147-65.8% | $4,194-25.4% |
| Admin fee / account holder | $3,438 | $17,617-80.5% | $19,830-82.7% | $7,856-56.2% |