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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,050 | $129,737-76.1% | $119,126-73.9% | $154,746-79.9% |
| Participation rate | 31.8% | 78.9%-47.0pp | 75.8%-43.9pp | 80.7%-48.9pp |
| Annual return | 20.27% | 379.08%-358.8pp | 282.11%-261.8pp | 172.34%-152.1pp |
| Employer contribution / active EE | $1,081 | $4,375-75.3% | $4,034-73.2% | $4,379-75.3% |
| Participant deferral / active EE | $1,855 | $5,842-68.3% | $5,318-65.1% | $6,730-72.4% |
| Admin fee / account holder | $126 | $11,961-98.9% | $10,693-98.8% | $14,365-99.1% |