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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,050 | $111,535-72.2% | $105,223-70.5% | $137,256-77.4% |
| Participation rate | 31.8% | 78.1%-46.3pp | 75.0%-43.2pp | 80.0%-48.1pp |
| Annual return | 20.27% | 237.85%-217.6pp | 180.65%-160.4pp | 220.34%-200.1pp |
| Employer contribution / active EE | $1,081 | $3,939-72.6% | $3,689-70.7% | $4,156-74.0% |
| Participant deferral / active EE | $1,855 | $5,500-66.3% | $5,072-63.4% | $6,407-71.1% |
| Admin fee / account holder | $126 | $9,721-98.7% | $8,859-98.6% | $12,270-99.0% |