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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,460 | $166,020-72.6% | $164,866-72.4% | $145,959-68.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 16.35% | 100.08%-83.7pp | 69.97%-53.6pp | 561.95%-545.6pp |
| Employer contribution / active EE | $2,915 | $5,275-44.7% | $4,343-32.9% | $4,661-37.5% |
| Participant deferral / active EE | $7,544 | $6,961+8.4% | $6,033+25.1% | $6,689+12.8% |
| Admin fee / account holder | $3,091 | $16,644-81.4% | $12,689-75.6% | $13,398-76.9% |