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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,741 | $172,111-89.1% | $150,298-87.5% | $137,256-86.3% |
| Participation rate | 72.7% | 81.7%-9.0pp | 77.8%-5.0pp | 80.0%-7.2pp |
| Annual return | 95.46% | 69.37%+26.1pp | 62.79%+32.7pp | 220.34%-124.9pp |
| Employer contribution / active EE | $1,996 | $4,636-56.9% | $4,154-51.9% | $4,156-52.0% |
| Participant deferral / active EE | $3,545 | $6,166-42.5% | $5,453-35.0% | $6,407-44.7% |
| Admin fee / account holder | $1,163 | $16,471-92.9% | $14,116-91.8% | $12,270-90.5% |