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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,916 | $81,233-91.5% | $155,567-95.6% | $80,874-91.4% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 16.72% | 33.33%-16.6pp | 64.74%-48.0pp | 35.62%-18.9pp |
| Employer contribution / active EE | $1,601 | $3,101-48.4% | $4,674-65.8% | $2,756-41.9% |
| Participant deferral / active EE | $3,258 | $3,452-5.6% | $5,628-42.1% | $4,297-24.2% |
| Admin fee / account holder | $364 | $7,998-95.5% | $15,916-97.7% | $6,935-94.8% |