Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 4-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,308 | $68,868-47.3% | $183,328-80.2% | $67,986-46.6% |
| Participation rate | 47.4% | 57.0%-9.7pp | 77.3%-30.0pp | 57.2%-9.8pp |
| Annual return | 17.65% | 28.80%-11.2pp | 29.67%-12.0pp | 31.67%-14.0pp |
| Employer contribution / active EE | $2,603 | $2,917-10.8% | $5,055-48.5% | $2,019+28.9% |
| Participant deferral / active EE | $3,502 | $4,364-19.8% | $6,795-48.5% | $3,358+4.3% |
| Admin fee / account holder | $2,455 | $3,805-35.5% | $21,427-88.5% | $3,203-23.4% |