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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,481 | $102,595-86.9% | $94,057-85.7% | $154,746-91.3% |
| Participation rate | 90.0% | 76.0%+14.0pp | 73.3%+16.7pp | 80.7%+9.3pp |
| Annual return | 22.35% | 583.42%-561.1pp | 480.62%-458.3pp | 172.34%-150.0pp |
| Employer contribution / active EE | $1,167 | $3,147-62.9% | $2,933-60.2% | $4,379-73.4% |
| Participant deferral / active EE | $3,665 | $5,118-28.4% | $4,709-22.2% | $6,730-45.5% |
| Admin fee / account holder | $1,462 | $7,736-81.1% | $7,244-79.8% | $14,365-89.8% |