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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,481 | $72,071-81.3% | $68,368-80.3% | $137,256-90.2% |
| Participation rate | 90.0% | 76.2%+13.8pp | 73.8%+16.2pp | 80.0%+10.0pp |
| Annual return | 22.35% | 353.14%-330.8pp | 292.57%-270.2pp | 220.34%-198.0pp |
| Employer contribution / active EE | $1,167 | $2,788-58.1% | $2,649-56.0% | $4,156-71.9% |
| Participant deferral / active EE | $3,665 | $4,410-16.9% | $4,123-11.1% | $6,407-42.8% |
| Admin fee / account holder | $1,462 | $5,336-72.6% | $5,150-71.6% | $12,270-88.1% |