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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,013 | $76,407-51.6% | $150,298-75.4% | $82,448-55.1% |
| Participation rate | 30.5% | 66.4%-35.9pp | 77.8%-47.3pp | 68.1%-37.6pp |
| Annual return | 32.13% | 39.99%-7.9pp | 62.79%-30.7pp | 41.64%-9.5pp |
| Employer contribution / active EE | $462 | $2,614-82.3% | $4,154-88.9% | $2,551-81.9% |
| Participant deferral / active EE | $1,077 | $3,214-66.5% | $5,453-80.2% | $4,139-74.0% |
| Admin fee / account holder | $21,359 | $6,352+236.3% | $14,116+51.3% | $7,234+195.2% |