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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,016 | $81,358-63.1% | $155,556-80.7% | $80,959-62.9% |
| Participation rate | 35.9% | 66.3%-30.3pp | 78.2%-42.3pp | 67.7%-31.7pp |
| Annual return | 16.36% | 33.39%-17.0pp | 64.84%-48.5pp | 35.67%-19.3pp |
| Employer contribution / active EE | $441 | $3,106-85.8% | $4,675-90.6% | $2,757-84.0% |
| Participant deferral / active EE | $2,248 | $3,455-34.9% | $5,631-60.1% | $4,300-47.7% |
| Admin fee / account holder | $123 | $7,994-98.5% | $15,885-99.2% | $6,925-98.2% |