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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,323 | $88,778-62.5% | $81,844-59.3% | $145,884-77.2% |
| Participation rate | 90.9% | 75.1%+15.8pp | 72.4%+18.5pp | 80.3%+10.6pp |
| Annual return | 10.10% | 1033.03%-1022.9pp | 778.87%-768.8pp | 551.85%-541.7pp |
| Employer contribution / active EE | $2,076 | $3,087-32.7% | $2,916-28.8% | $4,662-55.5% |
| Participant deferral / active EE | $3,512 | $4,648-24.4% | $4,323-18.8% | $6,690-47.5% |
| Admin fee / account holder | $1,260 | $8,430-85.0% | $7,355-82.9% | $13,392-90.6% |