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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,724 | $149,040-94.1% | $120,225-92.7% | $137,256-93.6% |
| Participation rate | 33.3% | 75.4%-42.1pp | 69.6%-36.2pp | 80.0%-46.6pp |
| Annual return | 18.80% | 605.68%-586.9pp | 439.23%-420.4pp | 220.34%-201.5pp |
| Employer contribution / active EE | $309 | $4,350-92.9% | $3,475-91.1% | $4,156-92.6% |
| Participant deferral / active EE | $1,103 | $4,655-76.3% | $3,999-72.4% | $6,407-82.8% |
| Admin fee / account holder | $3,256 | $6,348-48.7% | $5,696-42.8% | $12,270-73.5% |