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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,476 | $182,442-83.8% | $163,379-82.0% | $138,895-78.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 20.60% | 72.74%-52.1pp | 63.41%-42.8pp | 145.39%-124.8pp |
| Employer contribution / active EE | $1,511 | $4,159-63.7% | $3,752-59.7% | $4,194-64.0% |
| Participant deferral / active EE | $11,783 | $6,817+72.8% | $6,282+87.6% | $6,396+84.2% |
| Admin fee / account holder | $6,314 | $10,396-39.3% | $9,818-35.7% | $12,562-49.7% |