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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,635 | $76,522-95.2% | $56,033-93.5% | $145,884-97.5% |
| Participation rate | 69.2% | 63.2%+6.0pp | 52.5%+16.7pp | 80.3%-11.1pp |
| Annual return | 15.40% | 3014.28%-2998.9pp | 1711.38%-1696.0pp | 551.85%-536.4pp |
| Employer contribution / active EE | $586 | $1,382-57.6% | $1,041-43.7% | $4,662-87.4% |
| Participant deferral / active EE | $609 | $2,624-76.8% | $1,954-68.8% | $6,690-90.9% |
| Admin fee / account holder | $49 | $3,328-98.5% | $2,827-98.3% | $13,392-99.6% |