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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,635 | $76,608-95.3% | $56,077-93.5% | $145,877-97.5% |
| Participation rate | 69.2% | 63.2%+6.0pp | 52.5%+16.7pp | 80.3%-11.1pp |
| Annual return | 15.40% | 3009.59%-2994.2pp | 1709.28%-1693.9pp | 551.28%-535.9pp |
| Employer contribution / active EE | $586 | $1,382-57.6% | $1,040-43.6% | $4,663-87.4% |
| Participant deferral / active EE | $609 | $2,624-76.8% | $1,954-68.8% | $6,691-90.9% |
| Admin fee / account holder | $49 | $3,325-98.5% | $2,825-98.3% | $13,402-99.6% |