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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,613 | $97,125-90.1% | $86,233-88.9% | $137,256-93.0% |
| Participation rate | 75.0% | 74.2%+0.8pp | 69.0%+6.0pp | 80.0%-5.0pp |
| Annual return | 29.21% | 74.19%-45.0pp | 61.39%-32.2pp | 220.34%-191.1pp |
| Employer contribution / active EE | $1,502 | $2,841-47.1% | $2,504-40.0% | $4,156-63.9% |
| Participant deferral / active EE | $2,732 | $5,180-47.3% | $4,559-40.1% | $6,407-57.4% |
| Admin fee / account holder | $1,893 | $9,725-80.5% | $8,342-77.3% | $12,270-84.6% |