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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,723 | $183,539-56.6% | $155,556-48.7% | $145,897-45.4% |
| Participation rate | 42.9% | 82.7%-39.9pp | 78.2%-35.4pp | 80.3%-37.4pp |
| Annual return | 9.42% | 61.31%-51.9pp | 64.84%-55.4pp | 552.29%-542.9pp |
| Employer contribution / active EE | $1,403 | $5,315-73.6% | $4,675-70.0% | $4,663-69.9% |
| Participant deferral / active EE | $3,746 | $6,467-42.1% | $5,631-33.5% | $6,689-44.0% |
| Admin fee / account holder | $11,098 | $19,275-42.4% | $15,885-30.1% | $13,390-17.1% |