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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,723 | $183,592-56.6% | $155,567-48.8% | $145,959-45.4% |
| Participation rate | 42.9% | 82.7%-39.8pp | 78.2%-35.3pp | 80.3%-37.4pp |
| Annual return | 9.42% | 61.24%-51.8pp | 64.74%-55.3pp | 561.95%-552.5pp |
| Employer contribution / active EE | $1,403 | $5,315-73.6% | $4,674-70.0% | $4,661-69.9% |
| Participant deferral / active EE | $3,746 | $6,464-42.1% | $5,628-33.4% | $6,689-44.0% |
| Admin fee / account holder | $11,098 | $19,318-42.6% | $15,916-30.3% | $13,398-17.2% |