Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,597 | $59,440-95.6% | $78,004-96.7% | $82,637-96.9% |
| Participation rate | 61.0% | 62.8%-1.8pp | 69.4%-8.5pp | 68.1%-7.1pp |
| Annual return | 11.84% | 40.24%-28.4pp | 31.07%-19.2pp | 53.51%-41.7pp |
| Employer contribution / active EE | $0 | $1,750-100.0% | $2,469-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $1,297 | $3,138-58.7% | $4,092-68.3% | $4,126-68.6% |
| Admin fee / account holder | $614 | $5,504-88.9% | $7,578-91.9% | $7,339-91.6% |