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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,332 | $142,354+21.1% | $125,529+37.3% | $155,188+11.0% |
| Participation rate | 77.3% | 78.1%-0.8pp | 74.7%+2.5pp | 80.8%-3.5pp |
| Annual return | 12.95% | 306.06%-293.1pp | 202.56%-189.6pp | 148.84%-135.9pp |
| Employer contribution / active EE | $813 | $3,501-76.8% | $3,058-73.4% | $4,248-80.9% |
| Participant deferral / active EE | $4,685 | $5,491-14.7% | $4,813-2.6% | $6,531-28.3% |
| Admin fee / account holder | $6,341 | $19,392-67.3% | $16,298-61.1% | $14,480-56.2% |