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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,332 | $139,948+23.1% | $121,663+41.6% | $154,746+11.4% |
| Participation rate | 77.3% | 78.0%-0.7pp | 74.5%+2.8pp | 80.7%-3.4pp |
| Annual return | 12.95% | 230.52%-217.6pp | 147.54%-134.6pp | 172.34%-159.4pp |
| Employer contribution / active EE | $813 | $3,521-76.9% | $3,020-73.1% | $4,379-81.4% |
| Participant deferral / active EE | $4,685 | $5,629-16.8% | $4,887-4.1% | $6,730-30.4% |
| Admin fee / account holder | $6,341 | $17,321-63.4% | $14,289-55.6% | $14,365-55.9% |