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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,685 | $81,504-18.2% | $102,437-34.9% | $80,959-17.6% |
| Participation rate | 37.5% | 66.9%-29.4pp | 74.5%-37.0pp | 67.7%-30.2pp |
| Annual return | 14.17% | 25.60%-11.4pp | 24.95%-10.8pp | 35.67%-21.5pp |
| Employer contribution / active EE | $1,900 | $3,104-38.8% | $3,871-50.9% | $2,757-31.1% |
| Participant deferral / active EE | $3,465 | $3,871-10.5% | $5,060-31.5% | $4,300-19.4% |
| Admin fee / account holder | $944 | $6,719-85.9% | $8,388-88.7% | $6,925-86.4% |