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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,613 | $106,749-70.4% | $145,433-78.3% | $82,448-61.7% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 49.38% | 27.59%+21.8pp | 66.58%-17.2pp | 41.64%+7.7pp |
| Employer contribution / active EE | $3,820 | $3,444+10.9% | $4,554-16.1% | $2,551+49.8% |
| Participant deferral / active EE | $8,100 | $6,519+24.3% | $7,897+2.6% | $4,139+95.7% |
| Admin fee / account holder | $3,558 | $8,390-57.6% | $13,129-72.9% | $7,234-50.8% |