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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,139 | $183,592-85.8% | $155,574-83.2% | $145,877-82.1% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 19.62% | 61.37%-41.8pp | 64.87%-45.3pp | 551.28%-531.7pp |
| Employer contribution / active EE | $1,701 | $5,317-68.0% | $4,676-63.6% | $4,663-63.5% |
| Participant deferral / active EE | $5,068 | $6,466-21.6% | $5,629-10.0% | $6,691-24.3% |
| Admin fee / account holder | $1,259 | $19,316-93.5% | $15,914-92.1% | $13,402-90.6% |