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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,008 | $69,118-89.9% | $53,647-86.9% | $138,895-95.0% |
| Participation rate | 85.7% | 64.0%+21.7pp | 56.3%+29.4pp | 79.9%+5.8pp |
| Annual return | 20.80% | 248.26%-227.5pp | 358.33%-337.5pp | 145.39%-124.6pp |
| Employer contribution / active EE | $1,155 | $1,189-2.9% | $962+20.0% | $4,194-72.5% |
| Participant deferral / active EE | $1,155 | $2,274-49.2% | $1,813-36.3% | $6,396-81.9% |
| Admin fee / account holder | $1,334 | $2,724-51.0% | $2,460-45.8% | $12,562-89.4% |