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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,643 | $111,814-58.3% | $103,374-54.9% | $145,959-68.0% |
| Participation rate | 60.0% | 77.9%-17.9pp | 74.5%-14.5pp | 80.3%-20.3pp |
| Annual return | 26.31% | 24.77%+1.5pp | 24.89%+1.4pp | 561.95%-535.6pp |
| Employer contribution / active EE | $1,918 | $4,214-54.5% | $3,869-50.4% | $4,661-58.8% |
| Participant deferral / active EE | $4,090 | $5,618-27.2% | $5,058-19.1% | $6,689-38.9% |
| Admin fee / account holder | $499 | $9,754-94.9% | $8,394-94.1% | $13,398-96.3% |