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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,643 | $110,379-57.7% | $102,412-54.5% | $145,884-68.0% |
| Participation rate | 60.0% | 77.9%-17.9pp | 74.5%-14.5pp | 80.3%-20.3pp |
| Annual return | 26.31% | 24.84%+1.5pp | 24.94%+1.4pp | 551.85%-525.5pp |
| Employer contribution / active EE | $1,918 | $4,216-54.5% | $3,870-50.4% | $4,662-58.9% |
| Participant deferral / active EE | $4,090 | $5,622-27.2% | $5,060-19.2% | $6,690-38.9% |
| Admin fee / account holder | $499 | $9,745-94.9% | $8,388-94.1% | $13,392-96.3% |