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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,302 | $160,040-56.7% | $147,096-52.9% | $145,877-52.5% |
| Participation rate | 76.9% | 84.0%-7.1pp | 82.2%-5.3pp | 80.3%-3.4pp |
| Annual return | 15.50% | 98.49%-83.0pp | 419.75%-404.3pp | 551.28%-535.8pp |
| Employer contribution / active EE | $1,897 | $5,289-64.1% | $4,936-61.6% | $4,663-59.3% |
| Participant deferral / active EE | $4,314 | $8,429-48.8% | $8,071-46.6% | $6,691-35.5% |
| Admin fee / account holder | $620 | $15,050-95.9% | $13,005-95.2% | $13,402-95.4% |