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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,135 | $70,121-82.7% | $63,803-81.0% | $138,895-91.3% |
| Participation rate | 61.5% | 77.2%-15.7pp | 72.7%-11.2pp | 79.9%-18.4pp |
| Annual return | 21.90% | 946.48%-924.6pp | 543.72%-521.8pp | 145.39%-123.5pp |
| Employer contribution / active EE | $1,278 | $2,882-55.7% | $2,532-49.6% | $4,194-69.5% |
| Participant deferral / active EE | $1,658 | $4,535-63.4% | $3,843-56.9% | $6,396-74.1% |
| Admin fee / account holder | $1,271 | $6,738-81.1% | $5,196-75.6% | $12,562-89.9% |