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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,599 | $209,336-74.9% | $197,124-73.3% | $137,256-61.7% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 20.30% | 48.09%-27.8pp | 44.34%-24.0pp | 220.34%-200.0pp |
| Employer contribution / active EE | $2,145 | $6,591-67.5% | $6,227-65.6% | $4,156-48.4% |
| Participant deferral / active EE | $7,725 | $9,614-19.6% | $9,135-15.4% | $6,407+20.6% |
| Admin fee / account holder | $847 | $17,308-95.1% | $16,298-94.8% | $12,270-93.1% |