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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,988 | $90,107+1.0% | $182,262-50.1% | $69,733+30.5% |
| Participation rate | 65.0% | 64.8%+0.2pp | 84.2%-19.2pp | 62.5%+2.6pp |
| Annual return | 16.86% | 95.58%-78.7pp | 140.60%-123.7pp | 15.22%+1.6pp |
| Employer contribution / active EE | $517 | $3,043-83.0% | $5,046-89.8% | $2,250-77.0% |
| Participant deferral / active EE | $5,231 | $5,135+1.9% | $8,276-36.8% | $3,054+71.3% |
| Admin fee / account holder | $1,805 | $3,377-46.5% | $16,712-89.2% | $3,102-41.8% |