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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,690 | $82,879-73.8% | $96,576-77.5% | $67,986-68.1% |
| Participation rate | 87.6% | 75.2%+12.5pp | 81.4%+6.2pp | 57.2%+30.4pp |
| Annual return | 70.55% | 36.90%+33.7pp | 38.47%+32.1pp | 31.67%+38.9pp |
| Employer contribution / active EE | $0 | $2,727-100.0% | $3,553-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $7,396 | $6,976+6.0% | $7,956-7.0% | $3,358+120.2% |
| Admin fee / account holder | $936 | $2,783-66.4% | $11,381-91.8% | $3,203-70.8% |