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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,690 | $84,458-74.3% | $102,184-78.8% | $64,340-66.3% |
| Participation rate | 87.6% | 74.2%+13.4pp | 82.6%+5.0pp | 55.2%+32.4pp |
| Annual return | 70.55% | 45.73%+24.8pp | 31.58%+39.0pp | 24.14%+46.4pp |
| Employer contribution / active EE | $0 | $2,412-100.0% | $3,594-100.0% | $1,862-100.0% |
| Participant deferral / active EE | $7,396 | $6,208+19.1% | $8,309-11.0% | $2,980+148.1% |
| Admin fee / account holder | $936 | $2,926-68.0% | $11,609-91.9% | $3,703-74.7% |