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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,777 | $181,062-90.7% | $158,223-89.4% | $155,188-89.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 19.31% | 57.39%-38.1pp | 52.09%-32.8pp | 148.84%-129.5pp |
| Employer contribution / active EE | $1,827 | $4,565-60.0% | $4,109-55.5% | $4,248-57.0% |
| Participant deferral / active EE | $3,196 | $6,134-47.9% | $5,467-41.5% | $6,531-51.1% |
| Admin fee / account holder | $512 | $18,825-97.3% | $16,047-96.8% | $14,480-96.5% |