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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,691 | $171,492-57.0% | $150,734-51.1% | $198,609-62.9% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 18.50% | 804.70%-786.2pp | 600.81%-582.3pp | 202.70%-184.2pp |
| Employer contribution / active EE | $17,846 | $5,470+226.2% | $4,918+262.8% | $5,055+253.0% |
| Participant deferral / active EE | $7,852 | $6,259+25.5% | $5,610+40.0% | $6,977+12.5% |
| Admin fee / account holder | $2,190 | $17,628-87.6% | $14,905-85.3% | $19,030-88.5% |