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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,051 | $102,385+1.6% | $147,080-29.3% | $80,935+28.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 17.78% | 135.09%-117.3pp | 420.17%-402.4pp | 35.66%-17.9pp |
| Employer contribution / active EE | $13,444 | $3,717+261.7% | $4,933+172.5% | $2,757+387.7% |
| Participant deferral / active EE | $21,109 | $6,651+217.4% | $8,066+161.7% | $4,299+391.0% |
| Admin fee / account holder | $9,291 | $7,951+16.8% | $12,989-28.5% | $6,924+34.2% |