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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,051 | $102,393+1.6% | $147,041-29.2% | $80,911+28.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 17.78% | 134.95%-117.2pp | 419.21%-401.4pp | 35.63%-17.9pp |
| Employer contribution / active EE | $13,444 | $3,715+261.9% | $4,935+172.4% | $2,756+387.9% |
| Participant deferral / active EE | $21,109 | $6,647+217.6% | $8,071+161.5% | $4,297+391.2% |
| Admin fee / account holder | $9,291 | $7,943+17.0% | $13,006-28.6% | $6,935+34.0% |