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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,882 | $106,749-36.4% | $145,433-53.3% | $82,448-17.7% |
| Participation rate | 88.6% | 75.6%+13.0pp | 82.1%+6.5pp | 68.1%+20.5pp |
| Annual return | 51.09% | 27.59%+23.5pp | 66.58%-15.5pp | 41.64%+9.5pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $15,317 | $6,519+135.0% | $7,897+94.0% | $4,139+270.0% |
| Admin fee / account holder | $6,653 | $8,390-20.7% | $13,129-49.3% | $7,234-8.0% |