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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,351 | $126,661-53.9% | $113,397-48.5% | $138,895-58.0% |
| Participation rate | 57.9% | 79.4%-21.5pp | 76.5%-18.6pp | 79.9%-22.0pp |
| Annual return | 11.82% | 25.05%-13.2pp | 23.20%-11.4pp | 145.39%-133.6pp |
| Employer contribution / active EE | $0 | $3,456-100.0% | $2,977-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $13,914 | $5,693+144.4% | $5,076+174.1% | $6,396+117.5% |
| Admin fee / account holder | $27,972 | $14,549+92.3% | $11,957+133.9% | $12,562+122.7% |