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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,351 | $138,312-57.8% | $122,979-52.6% | $155,188-62.4% |
| Participation rate | 57.9% | 80.2%-22.3pp | 77.2%-19.3pp | 80.8%-22.9pp |
| Annual return | 11.82% | 22.06%-10.2pp | 20.12%-8.3pp | 148.84%-137.0pp |
| Employer contribution / active EE | $0 | $3,530-100.0% | $3,062-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $13,914 | $5,592+148.8% | $5,003+178.1% | $6,531+113.0% |
| Admin fee / account holder | $27,972 | $15,089+85.4% | $12,864+117.4% | $14,480+93.2% |