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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,688 | $106,974-24.6% | $90,796-11.1% | $138,895-41.9% |
| Participation rate | 64.3% | 74.9%-10.6pp | 69.5%-5.2pp | 79.9%-15.6pp |
| Annual return | 14.83% | 20.10%-5.3pp | 19.29%-4.5pp | 145.39%-130.6pp |
| Employer contribution / active EE | $285 | $2,609-89.1% | $2,294-87.6% | $4,194-93.2% |
| Participant deferral / active EE | $2,272 | $4,455-49.0% | $3,822-40.6% | $6,396-64.5% |
| Admin fee / account holder | $5,246 | $8,626-39.2% | $7,024-25.3% | $12,562-58.2% |