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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,688 | $99,380-18.8% | $90,312-10.7% | $155,188-48.0% |
| Participation rate | 64.3% | 77.3%-13.1pp | 72.9%-8.6pp | 80.8%-16.5pp |
| Annual return | 14.83% | 19.35%-4.5pp | 18.90%-4.1pp | 148.84%-134.0pp |
| Employer contribution / active EE | $285 | $2,390-88.1% | $2,243-87.3% | $4,248-93.3% |
| Participant deferral / active EE | $2,272 | $4,212-46.1% | $3,749-39.4% | $6,531-65.2% |
| Admin fee / account holder | $5,246 | $9,766-46.3% | $8,248-36.4% | $14,480-63.8% |