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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,288 | $154,228-50.5% | $145,433-47.5% | $137,256-44.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 56.30% | 74.59%-18.3pp | 66.58%-10.3pp | 220.34%-164.0pp |
| Employer contribution / active EE | $4,825 | $4,804+0.4% | $4,554+5.9% | $4,156+16.1% |
| Participant deferral / active EE | $12,616 | $8,216+53.5% | $7,897+59.7% | $6,407+96.9% |
| Admin fee / account holder | $4,979 | $14,344-65.3% | $13,129-62.1% | $12,270-59.4% |