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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,186 | $154,228+18.8% | $145,433+26.0% | $137,256+33.5% |
| Participation rate | 83.3% | 83.8%-0.5pp | 82.1%+1.2pp | 80.0%+3.4pp |
| Annual return | 19.86% | 74.59%-54.7pp | 66.58%-46.7pp | 220.34%-200.5pp |
| Employer contribution / active EE | $16,125 | $4,804+235.7% | $4,554+254.1% | $4,156+288.0% |
| Participant deferral / active EE | $18,055 | $8,216+119.7% | $7,897+128.6% | $6,407+181.8% |
| Admin fee / account holder | $1,578 | $14,344-89.0% | $13,129-88.0% | $12,270-87.1% |